Chat

Chat is where you talk to the people you play with. Send messages, start a pot, move money, and settle up, all in the same thread.

Every chat is either a 1:1 DM with one friend or a group chat with a few. It is the home base for a real-money pot: you talk trash, make the call, and pay up without ever leaving the conversation.

Coordinate and settle in one place

A real-money pot is a conversation with money on it. Chat keeps the talk, the pot, and the payout together, so the same friends who took a side are the ones you settle up with when it resolves.

Starting a conversation

Tap New Message

From Messages, open New Message to pick who you want to talk to.

Pick your friends

Search and select from your friends. Choose one person for a 1:1 DM, or two or more to start a group chat.

Send the first message

The thread opens and you are ready to talk, drop a GIF, start a pot, or move money.

The New Message modal: a friend search, selectable friends with avatars, and a Message button. — New Message: pick one friend for a DM, or several for a group chat.

Group chats and circles

When you start a chat with two or more friends, kapiche creates it as a Circle: a named, private group. The chat header shows the member count and links straight to the Circle, and any pot run inside stays private to those members.

Private to the group

A group chat is a Circle. What is said and any pot shared there is visible only to members, never the public feed.

Pots live with the chat

Group chats keep a Pots panel of every pot the Circle is running, so the group can find and follow them together.

Photos, GIFs, and video

A thread is not just text. From the + menu in the composer you can drop a photo, a GIF, or a short video right into the conversation, so a call, a receipt, or a reaction lands where everyone can see it.

Photo attach an image from your library to back up a claim or share the moment.
GIF search the built-in GIF picker and drop the perfect reaction without leaving the thread.
Video record or attach a short clip. It uploads, transcodes, and plays inline in the conversation.

Starting a pot from a chat

The fastest way to run a pot with friends is straight from the thread. Open the + menu in the composer and tap New Pot, or use the + Pot button in the chat header. It opens the create-a-pot wizard pre-wired to whoever you are chatting with.

In a DM, the pot is pre-filled to invite that friend, ready for a quick head-to-head.
In a group chat, the pot is scoped to that Circle, so every member can take a side and it stays private to the group.

Sending and requesting money

In a DM you can move real money with a friend right in the thread. Open the + menu and tap Money to bring up the payment sheet, then choose to Send or Request. This is your own USDC on Solana, moving directly between your wallet and theirs.

Send enter an amount and confirm. kapiche checks your balance covers it, then you sign the transfer from your own wallet. A payment card lands in the thread once it settles onchain.
Request ask a friend for an amount and a request card appears in the chat with Pay and Decline buttons. Tapping Pay pre-fills the transfer so they just confirm.

The in-chat payment sheet: a Send and Request toggle, an empty amount field, quick-amount chips, and a Send button. — The payment sheet: Send or Request USDC with a friend, right in the chat.

No middleman, no cut

Money in chat moves peer-to-peer between your own non-custodial wallets. kapiche never holds the funds and takes no cut. See Security & non-custodial.

Where chat and real money meet

Because a real-money pot is private to a Circle or a direct challenge, chat is where the whole thing happens: you agree the terms, watch it resolve, and pay each other. When a pot settles, the same thread is where you square up.

Coordinate: talk over the question, sides, and stake before anyone commits.
Follow along: a group chat keeps a Pots panel of everything the Circle is running.
Settle up: once a referee calls it, use Send or Request to settle up directly, right where the pot lived.

FAQ

What is the difference between a DM and a group chat?

A DM is a 1:1 conversation with one friend. Selecting two or more friends starts a group chat, which kapiche creates as a private Circle.

Can I send money in a group chat?

Sending and requesting money is a 1:1 action, so it lives in DMs. In a group chat you run pots together and settle each leg peer-to-peer.

Does kapiche hold the money I send in chat?

No. Payments move directly between your own wallet and your friend's. kapiche is non-custodial and never touches the funds or takes a cut.

How do I start a pot with the person I am chatting with?

Use New Pot in the composer's + menu, or the + Pot button in the chat header. It opens the create wizard pre-wired to that friend or the group's Circle.

What happens after a real-money pot resolves?

You settle up in the same chat. Once the referee calls the result, use Send or Request to pay what is owed. See Settling up.